PayLane being a payment institution can receive deposits and make cash payments from a payment account, execute payment transactions, direct debits and credit transfers, and issue such payment tools like credit cards. As a Payment Institution, PayLane accepts merchants from across the whole SEPA (Single Euro Payments Area) region. However, we also offer services to merchants from other parts of the world with different models (e.g. PayPal, SOFORT, giropay, American Express, etc.).